Guides

To help you understand pension planning we've created some easy-to-understand guides to your State Pension, paying tax, fees and charges, and pension rules to help you through the process and give you confidence that you’re making the right decisions.

  • How the State Pension works

    A guide to State Pensions, explaining how the State Pension works, when you can claim and how much you'll get.

  • Paying tax on your pension

    A guide on how tax is applied to your pension income, how much you could pay, and where to find more information.

  • Pension fees and charges

    A guide on how your pension is paid for and how the decisions you make could affect the charges you pay.

  • Pension annual allowance

    Find out what the pension annual allowance means to you, how it works and what to do if it affects you.

  • Pensions and Inheritance Tax

    Pensions can be a tax-efficient way of passing on your wealth because they are usually exempt from Inheritance Tax.

  • Pension Lump Sum Alllowances

    A clear guide to the pension Lump Sum Allowances so you can understand what to do if they impact you.