• The full fund list shows the transaction cost information available to the Phoenix Independent Governance Committee for its 2024 Annual Report.
  • The information shows the position for the twelve months to 31 December 2024 and includes 168 funds.
  • The Annual Report provides commentary and the IGC's conclusions on transaction costs and the value for money implications for members of contract-based workplace pension schemes written by Phoenix.

Unit-linked funds

Fund code Name of fund Fund NAV at 31/12/23 % Not
obtained		 Total Explicit costs Taxes Explicit costs Fees and charges Stocklending costs Explicit costs total Implicit costs Indirect costs Anti-dilution levy offset
AU58 PHOENIX AL PENSIONS INTERNATIONAL ACCUMULATOR 1,645,363,609 0.00% 0.013% 0.000% 0.000% 0.000% 0.000% -0.010% 0.023% 0.00%
AU17 PHOENIX AL PENSIONS MANAGED ACCUMULATOR 1,353,241,696 0.00% 0.061% 0.000% 0.001% 0.000% 0.001% 0.003% 0.057% 0.00%
S537 PHX P Managed- Phoenix Series 8 Units 1,216,592,768 0.00% 0.007% 0.000% 0.000% 0.000% 0.000% 0.007% 0.000% 0.00%
ND16 Phoenix NPI Pens Managed Stk Series 1 1,004,465,024 0.00% 0.099% 0.000% 0.000% 0.000% 0.000% 0.009% 0.090% 0.00%
AU19 PHOENIX AL PENSIONS SECURITY ACCUMULATOR 559,094,633 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.000% 0.005% 0.00%
HL54 PHOENIX HS PENSION MANAGED SER AB AND AC ACC 316,833,123 0.00% 0.064% 0.000% 0.000% 0.000% 0.000% 0.006% 0.058% 0.00%
PL17 Phoenix Pearl Pens Mixed Acc 255,342,097 0.00% 0.114% 0.000% 0.000% 0.000% 0.000% 0.012% 0.102% 0.00%
SE33 Phoenix SM Growth Pension 236,690,930 0.00% 0.134% 0.000% 0.000% 0.000% 0.000% 0.008% 0.126% 0.00%
TJ39 PHOENIX TL PENSION MANAGED SERIES 1 ACCUMULATOR 233,282,434 0.00% 0.075% 0.000% 0.000% 0.000% 0.000% 0.016% 0.059% 0.00%
A326 Phoenix LL Pension Managed (Ex AMP) Acc 199,548,112 0.00% 0.112% 0.000% 0.000% 0.000% 0.000% 0.007% 0.105% 0.00%
SE26 Phoenix SM Cash Pension 140,017,899 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
NP66 Phoenix NPI Pens Global Care Series 3 Acc 136,038,355 0.00% 0.103% 0.000% 0.000% 0.000% 0.000% 0.000% 0.103% 0.00%
NH80 Phoenix NPI Pens UK Equity Stk Series 6 135,051,576 0.00% 0.045% 0.000% 0.000% 0.000% 0.000% 0.008% 0.036% 0.00%
FFD5 Phoenix Alba GPS Managed 133,049,935 0.00% 0.002% 0.000% 0.000% 0.000% 0.000% 0.002% 0.000% 0.00%
WU05 PHOENIX TL PENSION MANAGED GROWTH ACCUMULATOR 125,610,886 0.00% 0.018% 0.000% 0.000% 0.000% 0.000% -0.003% 0.021% 0.00%
NC72 Phoenix NPI Pens Global Care Managed Stk Series 1 104,088,661 0.00% 0.108% 0.000% 0.000% 0.000% 0.000% 0.000% 0.108% 0.00%
RP05 PHX F Money- Quoted Prices PHX U PHX F 89,864,559 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
ELT5 Phoenix Alba LASPEN Cash Pooled Pension 85,879,913 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
RP01 PHX F Equity- Quoted Prices 81,829,650 0.00% 0.114% 0.000% 0.000% 0.000% 0.000% 0.008% 0.105% 0.00%
ND24 Phoenix NPI Pens Overseas Equity Stk Series 1 81,695,073 0.00% 0.098% 0.000% 0.000% 0.000% 0.000% 0.009% 0.089% 0.00%
NB99 Phoenix NPI Pens UK Equity Tracker Stk Series 1 66,466,863 0.00% 0.030% 0.000% 0.000% 0.000% 0.000% 0.030% 0.000% 0.00%
SE34 Phoenix SM Opportunity Pension 63,966,966 0.00% 0.151% 0.000% 0.000% 0.000% 0.000% 0.008% 0.143% 0.00%
SV08 Phoenix SCP(E) Cash Pen 63,807,275 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
PF81 Phoenix SCP(K) Managed Pen (40 85% Shares) 60,300,018 0.00% 0.140% 0.000% 0.000% 0.000% 0.000% 0.015% 0.125% 0.00%
SV18 Phoenix SCP(E) Managed Pen 53,332,868 0.00% 0.138% 0.000% 0.000% 0.000% 0.000% 0.012% 0.126% 0.00%
NC43 Phoenix NPI Pens Fixed Interest Stk Series 1 43,130,938 0.00% 0.132% 0.000% 0.000% 0.000% 0.000% 0.000% 0.132% 0.00%
NC13 Phoenix NPI Pens Far East Stk Series 2 40,068,711 0.00% 0.168% 0.000% 0.000% 0.000% 0.000% 0.043% 0.125% 0.00%
FFD0 Phoenix BULA Pensions Growth 38,515,421 0.00% 0.110% 0.000% 0.000% 0.000% 0.000% 0.005% 0.105% 0.00%
SE24 Phoenix SM UK Equity Pension 38,311,437 0.00% 0.107% 0.000% 0.000% 0.000% 0.000% 0.002% 0.105% 0.00%
NB50 Phoenix NPI Pens Americas Stk Series 2 36,876,073 0.00% 0.095% 0.000% 0.000% 0.000% 0.000% 0.002% 0.093% 0.00%
SE32 Phoenix SM Managed Pen (0 35% Shares) 33,765,615 0.00% 0.090% 0.000% 0.000% 0.000% 0.000% 0.010% 0.080% 0.00%
S538 PHX P International- Phoenix Series 8 Units 32,544,165 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.005% 0.000% 0.00%
S536 PHX P Property- Phoenix Series 8 Units 28,321,419 0.00% 0.068% 0.000% 0.000% 0.000% 0.000% 0.000% 0.068% 0.00%
PF65 Phoenix SCP(K) Managed Pen (60 100% Shares) 27,664,763 0.00% 0.156% 0.000% 0.000% 0.000% 0.000% 0.014% 0.142% 0.00%
AU13 PHOENIX AL PENSIONS EQUITY ACCUMULATOR 27,215,854 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
AU35 PHOENIX AL PENSIONS AMERICAN ACCUMULATOR 27,195,967 0.00% 0.001% 0.000% 0.000% 0.000% 0.000% 0.001% 0.000% 0.00%
DB23 Phoenix Alba LASIA UK Equity Pension 26,850,054 0.00% 0.110% 0.000% 0.000% 0.000% 0.000% 0.005% 0.105% 0.00%
SE28 Phoenix SM European Pension 26,840,030 0.00% 0.076% 0.000% 0.000% 0.000% 0.000% 0.006% 0.070% 0.00%
SE29 Phoenix SM North American Pension 26,236,987 0.00% 0.015% 0.000% 0.000% 0.000% 0.000% 0.003% 0.013% 0.00%
LQ26 Phoenix LL Pens Mixed Series S and T 26,052,342 0.00% 0.118% 0.000% 0.000% 0.000% 0.000% 0.012% 0.106% 0.00%
0LHQ Phoenix Pearl Pens UK Equity SHP 24,690,961 0.00% 0.107% 0.000% 0.000% 0.000% 0.000% 0.000% 0.106% 0.00%
NB68 Phoenix NPI Pens Deposit Stk Series 1 23,576,914 0.00% 0.001% 0.000% 0.000% 0.000% 0.000% 0.000% 0.001% 0.00%
SE35 Phoenix SM Halifax Pension 22,007,961 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
NP63 Phoenix NPI Pens European Series 3 Acc 21,802,071 0.00% 0.076% 0.000% 0.000% 0.000% 0.000% 0.007% 0.069% 0.00%
SE31 Phoenix SM International Pension 21,569,469 0.00% 0.136% 0.000% 0.000% 0.000% 0.000% 0.016% 0.120% 0.00%
PF19 Phoenix SCP(K) High Income Pen 20,890,553 0.00% 0.165% 0.000% 0.000% 0.000% 0.000% 0.044% 0.121% 0.00%
AU18 PHOENIX AL PENSIONS PROPERTY ACCUMULATOR 20,463,935 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
AU54 PHOENIX AL PENSIONS EUROPEAN ACCUMULATOR 20,405,236 0.00% 0.007% 0.000% 0.000% 0.000% 0.000% 0.007% 0.000% 0.00%
JZ94 Phoenix SM Stakeholder Growth Pen 19,151,487 0.00% 0.133% 0.000% 0.000% 0.000% 0.000% 0.008% 0.126% 0.00%
SO53 Phoenix SM Newton Managed Pension 18,709,241 0.00% 0.068% 0.000% 0.000% 0.000% 0.000% 0.000% 0.068% 0.00%
LQ22 Phoenix LL Pens UK Equity Series S and T 18,561,666 0.00% 0.106% 0.000% 0.000% 0.000% 0.000% 0.000% 0.106% 0.00%
HL37 PHOENIX HS PENSION EQUITY SERIES AB AND AC ACC 16,527,155 0.00% 0.018% 0.000% 0.000% 0.000% 0.000% -0.003% 0.021% 0.00%
RA61 PHX F Living Pens- Pen Protector Phoenix Units 16,098,034 0.00% 0.006% 0.000% 0.000% 0.000% 0.000% 0.006% 0.000% 0.00%
0LHS Phoenix Pearl Pens Overseas Equity SHP 14,023,038 0.00% 0.108% 0.000% 0.000% 0.000% 0.000% 0.011% 0.097% 0.00%
SE56 Phoenix SM Far Eastern Pension 13,661,363 0.00% 0.374% 0.000% 0.000% 0.000% 0.000% 0.028% 0.346% 0.00%
DG63 PIFC Jade Pension 13,477,125 100.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
0LHR Phoenix Pearl Pens Fixed Interest (Gilt) SHP 13,474,025 0.00% -0.001% 0.000% 0.000% 0.000% 0.000% 0.001% -0.002% 0.00%
AU59 PHOENIX AL PENSIONS ETHICAL ACCUMULATOR 12,625,693 0.00% 0.098% 0.000% 0.000% 0.000% 0.000% 0.002% 0.097% 0.00%
S543 PHX P Deposit - Phoenix Series 8 Units 12,551,067 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
QL38 PHX Fram Spec Man - Phoenix Series 1 Units 9,866,905 0.00% 0.111% 0.000% 0.000% 0.000% 0.000% 0.000% 0.111% 0.00%
PF05 Phoenix SCP(K) Equity Pen 9,643,948 0.00% -0.048% 0.000% 0.000% 0.000% 0.000% -0.048% 0.000% 0.00%
HL45 PHOENIX HS PENSION GUARANTEED SER AB AND AC ACC 9,021,581 0.00% 0.001% 0.000% 0.000% 0.000% 0.000% 0.000% 0.001% 0.00%
PF33 Phoenix SCP(K) UK Mid Cap Pen 8,741,440 0.00% 0.026% 0.000% 0.000% 0.000% 0.000% 0.000% 0.026% 0.00%
AU60 PHOENIX AL PENSIONS HIGH INCOME ACCUMULATOR 8,665,317 0.00% 0.189% 0.000% 0.000% 0.000% 0.000% 0.066% 0.123% 0.00%
KL85 Phoenix FTSE All Pn Sh Tracker S8 8,636,272 0.00% 0.028% 0.000% 0.000% 0.000% 0.000% 0.008% 0.020% 0.00%
PF36 Phoenix SCP(K) Technology Pen 8,624,245 0.00% 0.203% 0.000% 0.000% 0.000% 0.000% 0.000% 0.203% 0.00%
KC75 PHX Pen Perpetual D - Series D Pensions 8,322,633 0.00% 0.229% 0.000% 0.000% 0.000% 0.000% -0.001% 0.230% 0.00%
NB64 Phoenix NPI Pens Distribution Stk Series 1 7,866,336 0.00% 0.142% 0.000% 0.000% 0.000% 0.000% 0.118% 0.025% 0.00%
RA60 Phoenix F Managed Pen (20 60% Shares) Series SP 7,659,273 0.00% -0.003% 0.000% 0.000% 0.000% 0.000% -0.003% 0.000% 0.00%
HL39 PHOENIX HS PENSION EUROPEAN SERIES AB AC ACC 7,437,811 0.00% 0.007% 0.000% 0.000% 0.000% 0.000% 0.007% 0.000% 0.00%
SE02 Phoenix SM Invesco Perpetual Managed Pension 7,289,178 0.00% 0.224% 0.000% 0.000% 0.000% 0.000% -0.006% 0.230% 0.00%
KL84 PHX P European- Phoenix Series 8 Units 7,045,609 0.00% 0.071% 0.000% 0.000% 0.000% 0.000% 0.001% 0.070% 0.00%
SE22 Phoenix SM UK Gilt and Fixed Interest Pen 6,665,511 0.00% 0.020% 0.000% 0.000% 0.000% 0.000% 0.020% 0.000% 0.00%
FFD1 Phoenix BULA Pensions Income Protector 6,613,175 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.005% 0.000% 0.00%
SV36 Phoenix SCP(K) Managed Growth Pen 6,376,829 0.00% 0.133% 0.000% 0.000% 0.000% 0.000% 0.007% 0.125% 0.00%
SV10 Phoenix SCP(E) Equity Pension 6,274,769 0.00% 0.101% 0.000% 0.000% 0.000% 0.000% -0.004% 0.105% 0.00%
AU16 PHOENIX AL PENSIONS JAPAN ACCUMULATOR 6,248,096 0.00% -0.014% 0.000% 0.000% 0.000% 0.000% -0.014% 0.000% 0.00%
QL31 PHX GT Special Man - Phoenix Series 1 Units 5,862,455 0.00% 0.226% 0.000% 0.000% 0.000% 0.000% -0.004% 0.230% 0.00%
SO56 Phoenix SM Equity Tracker Pension 5,815,576 0.00% 0.062% 0.000% 0.000% 0.000% 0.000% 0.042% 0.020% 0.00%
S542 PHX P Equity Inc- Phoenix Series 8 Units 5,558,904 0.00% 0.163% 0.000% 0.000% 0.000% 0.000% 0.040% 0.123% 0.00%
PRMY Phoenix Alba LASPEN Overseas Equity Pooled Pen 5,289,480 0.00% 0.143% 0.000% 0.000% 0.000% 0.000% 0.016% 0.127% 0.00%
NC91 Phoenix NPI Pens Indexed Gilt Stk Series 1 5,050,478 0.00% 0.145% 0.000% 0.000% 0.000% 0.000% 0.145% 0.000% 0.00%
0LHT Phoenix Pearl Pens Deposit SHP 4,914,121 0.00% 0.001% 0.000% 0.000% 0.000% 0.000% 0.000% 0.001% 0.00%
PF12 Phoenix SCP(K) Far East Pen 4,852,358 0.00% -0.002% 0.000% 0.000% 0.000% 0.000% -0.002% 0.000% 0.00%
LQ28 Phoenix LL Pens Internatl Equity Ser S and T 4,336,551 0.00% 0.103% 0.000% 0.000% 0.000% 0.000% 0.007% 0.096% 0.00%
JZ75 Phoenix SM Stakeholder International Pen 4,142,936 0.00% 0.127% 0.000% 0.000% 0.000% 0.000% 0.007% 0.120% 0.00%
JP02 Phoenix LL Pension Deposit (Guaranteed) Acc 4,111,102 0.00% 0.001% 0.000% 0.000% 0.000% 0.000% 0.000% 0.001% 0.00%
TL98 PHOENIX TL PENSION DEPOSIT ACCUMULATOR 4,028,089 0.00% 0.001% 0.000% 0.000% 0.000% 0.000% 0.000% 0.001% 0.00%
PF66 Phoenix SCP(K) Managed Pen (0 35% Shares) 3,771,589 0.00% 0.087% 0.000% 0.000% 0.000% 0.000% 0.008% 0.079% 0.00%
PF50 Phoenix SCP(K) European Pen 3,752,331 0.00% 0.077% 0.000% 0.000% 0.000% 0.000% 0.007% 0.070% 0.00%
JZ70 Phoenix SM Stakeholder UK Equity Pen 3,612,170 0.00% 0.105% 0.000% 0.000% 0.000% 0.000% 0.001% 0.104% 0.00%
SV16 Phoenix SCP(E) International Pen 3,473,727 0.00% 0.140% 0.000% 0.000% 0.000% 0.000% 0.019% 0.121% 0.00%
HL49 PHOENIX HS PENSION INTERNATIONAL SERIES AB AC ACC 3,425,527 0.00% 0.013% 0.000% 0.000% 0.000% 0.000% -0.010% 0.023% 0.00%
TL57 PHOENIX TL PENSION TSB INTERNATIONAL ACCUMULATOR 3,319,270 0.00% 0.013% 0.000% 0.000% 0.000% 0.000% -0.010% 0.023% 0.00%
KC78 Pen Consistent Man D Series 3,197,991 0.00% 0.080% 0.000% 0.000% 0.000% 0.000% 0.000% 0.080% 0.00%
PG28 PHX P UK Leader- Phoenix Series 8 Units 3,032,388 0.00% 0.044% 0.000% 0.000% 0.000% 0.000% 0.000% 0.044% 0.00%
AU14 PHOENIX AL PENSIONS FIXED INTEREST ACCUMULATOR 2,888,257 0.00% 0.012% 0.000% 0.000% 0.000% 0.000% 0.012% 0.000% 0.00%
KC76 Pension Fram D - Series D Pensions 2,807,284 0.00% 0.112% 0.000% 0.000% 0.000% 0.000% 0.000% 0.111% 0.00%
RP02 PHX F Gilt- Quoted Prices 2,769,792 0.00% 0.008% 0.000% 0.000% 0.000% 0.000% 0.008% 0.000% 0.00%
PRN6 Phoenix Alba LASIA North American Pension 2,547,404 0.00% 0.020% 0.000% 0.000% 0.000% 0.000% 0.007% 0.013% 0.00%
SE57 Phoenix SM Japanese Pension 2,545,693 0.00% 0.234% 0.000% 0.000% 0.000% 0.000% 0.010% 0.224% 0.00%
PG12 PHX P Far East- Phoenix Series 8 Units 2,439,804 0.00% 0.002% 0.000% 0.000% 0.000% 0.000% 0.002% 0.000% 0.00%
HL55 PHOENIX HS PENSION PROPERTY SER AB AND AC ACC 2,150,263 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
PRN7 Phoenix Alba LASIA European Pension 2,012,909 0.00% 0.078% 0.000% 0.000% 0.000% 0.000% 0.008% 0.070% 0.00%
SV32 Phoenix SCP(E) Blue Chip Pen 1,906,305 0.00% 0.044% 0.000% 0.000% 0.000% 0.000% 0.000% 0.044% 0.00%
TL18 PHOENIX TL PENSION GUARANTEED ACCUMULATOR 1,716,739 0.00% 0.008% 0.000% 0.000% 0.000% 0.000% 0.000% 0.008% 0.00%
SO52 Phoenix SM Fidelity Managed Pension 1,700,596 0.00% 0.040% 0.000% 0.000% 0.000% 0.000% 0.000% 0.040% 0.00%
SV20 Phoenix SCP(E) Property Pension 1,661,050 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
JZ74 Phoenix SM Stakeholder Opportunity Pen 1,648,129 0.00% 0.151% 0.000% 0.000% 0.000% 0.000% 0.008% 0.142% 0.00%
JZ71 Phoenix SM SHP Managed (0 35% Shares) 1,624,743 0.00% 0.084% 0.000% 0.000% 0.000% 0.000% 0.005% 0.078% 0.00%
PF21 Phoenix SCP(K) International Pen 1,605,176 0.00% 0.011% 0.000% 0.000% 0.000% 0.000% 0.011% 0.000% 0.00%
SA29 Phoenix SM FTSE 95 Guarantee Pens 1,282,638 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
QL28 PHX GT Far East - Phoenix Series 1 Units 1,165,987 0.00% 0.330% 0.000% 0.000% 0.000% 0.000% 0.010% 0.320% 0.00%
SV30 Phoenix SCP(E) Far East Performance Pension 1,096,975 0.00% 0.039% 0.000% 0.000% 0.000% 0.000% 0.039% 0.000% 0.00%
SF93 Phoenix SM Long Gilt Pension 1,089,153 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.005% 0.000% 0.00%
PF89 Phoenix SCP(K) UK Blue Chip Pen 1,077,433 0.00% 0.044% 0.000% 0.000% 0.000% 0.000% 0.000% 0.044% 0.00%
QL30 PHX GT European - Phoenix Series 1 Units 961,319 0.00% 0.120% 0.000% 0.000% 0.000% 0.000% 0.010% 0.110% 0.00%
AU15 PHOENIX AL PENSIONS INDEXED INVESTMENT ACC 929,043 0.00% -0.106% 0.000% 0.000% 0.000% 0.000% -0.106% 0.000% 0.00%
JZ72 Phoenix SM Stakeholder Gilt and Fixed Int Pen 913,693 0.00% -0.013% 0.000% 0.000% 0.000% 0.000% -0.013% 0.000% 0.00%
PRN2 Phoenix Alba LASIA Far Eastern Pension 904,985 0.00% 0.040% 0.000% 0.000% 0.000% 0.000% 0.040% 0.000% 0.00%
PL19 Phoenix Pearl Pens Sterling Acc 894,665 0.00% 0.001% 0.000% 0.000% 0.000% 0.000% 0.000% 0.001% 0.00%
PF13 Phoenix SCP(K) Fixed Interest Pen 778,442 0.00% 0.101% 0.000% 0.000% 0.000% 0.000% 0.101% 0.000% 0.00%
SV28 Phoenix SCP(E) Americas Perform Pen 763,747 0.00% 0.019% 0.000% 0.000% 0.000% 0.000% 0.006% 0.013% 0.00%
QL35 PHX Fram Jap and Gen - Phoenix Series 1 Units 761,213 0.00% 0.522% 0.000% 0.000% 0.000% 0.000% 0.000% 0.522% 0.00%
SV29 Phoenix SCP(E) Europe Perform Pen 718,602 0.00% 0.074% 0.000% 0.000% 0.000% 0.000% 0.007% 0.067% 0.00%
QL37 PHX Fram Recovery - Phoenix Series 1 Units 663,403 0.00% 0.182% 0.000% 0.000% 0.000% 0.000% 0.000% 0.182% 0.00%
S539 PHX P Index Linked- Phoenix Series 8 Units 623,709 0.00% 0.026% 0.000% 0.000% 0.000% 0.000% 0.026% 0.000% 0.00%
JZ73 Phoenix SM Stakeholder Cash Pen 591,011 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
PF30 Phoenix SCP(K) Property Pen 583,334 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
LQ23 Phoenix LL Pens Fixed Interest Series S and T 548,204 0.00% 0.142% 0.000% 0.000% 0.000% 0.000% 0.010% 0.132% 0.00%
PF02 Phoenix SCP(K) Building Society Pen 525,611 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
SV27 Phoenix SCP(E) Building Society Pension 498,467 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
TJ37 PHOENIX TL PENSION GILT EDGED SERIES 1 ACC 441,065 0.00% 0.012% 0.000% 0.000% 0.000% 0.000% 0.012% 0.000% 0.00%
LQ24 Phoenix LL Pens Deposit (Ex Prop) Series S and T 424,728 0.00% 0.001% 0.000% 0.000% 0.000% 0.000% 0.000% 0.001% 0.00%
QL29 PHX GT Capital Tst - Phoenix Series 1 Units 406,574 0.00% 0.336% 0.000% 0.000% 0.000% 0.000% -0.004% 0.340% 0.00%
SV31 Phoenix SCP(E) Worldwide Perform Pen 401,546 0.00% 0.147% 0.000% 0.000% 0.000% 0.000% 0.007% 0.141% 0.00%
PRN4 Phoenix Alba LASIA Fixed Interest Pension 354,702 0.00% 0.009% 0.000% 0.000% 0.000% 0.000% 0.009% 0.000% 0.00%
QL36 PHX Fram Amer Trd - Phoenix Series 1 Units 330,133 0.00% 0.166% 0.000% 0.000% 0.000% 0.000% 0.000% 0.166% 0.00%
QL33 PHX Fram Am SM Co - Phoenix Series 1 Units 327,996 0.00% 0.166% 0.000% 0.000% 0.000% 0.000% 0.000% 0.166% 0.00%
LQ11 Phoenix LL Pens Indexed Linked Series P 315,577 0.00% 0.159% 0.000% 0.000% 0.000% 0.000% 0.159% 0.000% 0.00%
QL22 PHX GT Internation - Phoenix Series 1 Units 313,763 0.00% 0.370% 0.000% 0.000% 0.000% 0.000% 0.000% 0.370% 0.00%
SV14 Phoenix SCP(E) Index Linked Pen 313,706 0.00% 0.033% 0.000% 0.000% 0.000% 0.000% 0.033% 0.000% 0.00%
SA41 Phoenix SM FTSE 100 Guarantee Pens 298,064 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%
QL32 PHX Fram Intl Grow - Phoenix Series 1 Units 290,412 0.00% 0.182% 0.000% 0.000% 0.000% 0.000% 0.000% 0.182% 0.00%
QL27 PHX GT Japan and Gen - Phoenix Series 1 Units 279,514 0.00% 0.246% 0.000% 0.000% 0.000% 0.000% 0.056% 0.190% 0.00%
QL34 PHX Fram Capital - Phoenix Series 1 Units 253,685 0.00% 0.144% 0.000% 0.000% 0.000% 0.000% 0.000% 0.144% 0.00%
HL43  PHOENIX HS PENSION   FIXED INTEREST SERIES AB AND AC ACCUMULATOR 243,709 0.00% 0.012% 0.000% 0.000% 0.000% 0.000% 0.012% 0.000% 0.00%
ELT9 Phoenix Alba LASPEN Mixed Pooled Pension 227,838 0.00% 0.092% 0.000% 0.000% 0.000% 0.000% 0.000% 0.092% 0.00%
QL25 PHX Pen North American Fund 197,462 0.00% 0.019% 0.000% 0.000% 0.000% 0.000% 0.006% 0.013% 0.00%
SV12 Phoenix SCP(E) Fixed Interest Pension 197,120 0.00% 0.066% 0.000% 0.000% 0.000% 0.000% 0.070% -0.004% 0.00%
PRN3 Phoenix Alba LASIA Managed Retirement Pension 158,101 0.00% 0.036% 0.000% 0.000% 0.000% 0.000% 0.036% 0.000% 0.00%
ELU1 Phoenix Alba LASPEN Property Pooled Pension 126,599 0.00% 0.093% 0.000% 0.000% 0.000% 0.000% 0.093% 0.000% 0.00%
PRN1 Phoenix Alba LASIA Japan Pension 116,009 0.00% 0.228% 0.000% 0.000% 0.000% 0.000% 0.008% 0.220% 0.00%
PRN8 Phoenix Alba BLA (Crusader) Secure Income Pen 105,959 0.00% 0.011% 0.000% 0.000% 0.000% 0.000% 0.011% 0.000% 0.00%
KL18 PHX R Pen Aberdeen Murray Ethical 72,713 0.00% -0.026% 0.000% 0.000% 0.000% 0.000% 0.000% -0.026% 0.00%
KL22 PHX R Pen Frm Hlth - Pension Solutions Units 33,769 0.00% 0.113% 0.000% 0.000% 0.000% 0.000% 0.000% 0.113% 0.00%
QL23 PHX P Worldwide Bd - Phoenix Series 1 Units 27,921 0.00% 0.035% 0.000% 0.000% 0.000% 0.000% 0.000% 0.035% 0.00%
KL19 PHX R Pen B Giffrd - Pension Solutions Units 24,020 0.00% 0.771% 0.000% 0.000% 0.000% 0.000% 0.604% 0.167% 0.00%
KL23 PHX R Pen Frm UK G - Pension Solutions Units 7,321 0.00% 0.166% 0.000% 0.000% 0.000% 0.000% 0.000% 0.166% 0.00%
PHEULFCQPF  Phoenix Sustainable Index US Equity Fund-IG  1,534 0.00% 0.049% 0.000% 0.000% 0.000% 0.000% -0.001% 0.050% 0.00%
PHEULFCUPF  Phoenix Sustainable Index Jap Eq Fund-IG  1,283 0.00% 0.005% 0.000% 0.000% 0.000% 0.000% 0.000% 0.005% 0.00%
PHEULFCRPF  Phoenix Sustainable Index Euro Eq Fund-IG  1,253 0.00% 0.006% 0.000% 0.000% 0.000% 0.000% 0.001% 0.005% 0.00%
PHEULFCPPF  Phoenix Sustainable Index UK Equity Fund-IG  1,187 0.00% -0.003% 0.000% 0.000% 0.000% 0.000% -0.003% 0.000% 0.00%
PHEULFCSPF  Phoenix Sustainable Index Asia Pac exJap-IG  1,061 0.00% -0.002% 0.000% 0.000% 0.000% 0.000% -0.002% 0.000% 0.00%
PHEULFCTPF  Phoenix Sustainable Index Emer Mrkt Eq-IG  1,054 0.00% 0.089% 0.000% 0.000% 0.000% 0.000% -0.002% 0.091% 0.00%
ELT6 Phoenix Alba LASPEN Discretionary Pooled Pension 453 0.00% 0.035% 0.000% 0.000% 0.000% 0.000% 0.000% 0.035% 0.00%
ELU0 Phoenix Alba LASPEN Overseas Equity Pooled Pen 281 0.00% 0.083% 0.000% 0.000% 0.000% 0.000% 0.000% 0.083% 0.00%
DG05 Phoenix Alba Long Gilt Pension 192 0.00% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.000% 0.00%

Definitions

Percentage not obtained

  • This indicates funds where some indirect transaction cost information is missing.
  • For a small number of funds there was no information available - these have been shaded grey and show 100% not obtained.

Explicit costs

  • Are things like stamp duty (a tax paid when investments are bought) and fees paid to brokers who do the buying and selling
  • These are labelled as column [A] with a breakdown where available.
  • In most cases the funds invest through collective investment schemes such as unit trusts in which case there are no explicit costs shown but instead the cost are shown as an indirect cost (see below).

Implicit costs

  • Are the difference between:
    • the price the fund managers used by Phoenix expected to receive or pay when they decided to sell or buy an investment; and
    • the price they actually got when the sale or purchase happened.
  • For example, if they expected to receive £1000 when they decided to sell but actually got £995, that would count as a £5 implicit cost. But if they actually received £1002 because the price had gone up, there would be a £2 benefit rather than a cost - this is why several funds show a negative implicit cost. These are labelled as column [B].

Indirect costs

  • When the underlying investments are held in underlying collective investment schemes such as unit trusts the costs of buying and selling are reported up as a single value called an indirect cost rather than with a breakdown of the costs into types of explicit cost and implicit costs. These are labelled as column [C].

Anti-dilution levy

  • When an investor buys or sells units in a unit linked fund, which in turn needs to buy or sell units in a collective investment scheme (such as a unit trust), the price the investor pays or receives is adjusted by an amount called an 'anti-dilution levy'. This is designed to protect other investors in the unit linked fund from suffering a loss as a result of costs that may be incurred in the buying or selling. These are labelled as column [D] but are zero in all cases as no credit has been taken for anti-dilution levies for any fund.