Scottish Mutual Unitised With Profits Pension

Illustration 1

Investment in PHOENIX SM WITH PROFITS PEN SERIES 3 Fund

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • No ongoing payments
Year Before Charges After Charges
1 £10,200 £10,100
3 £10,700 £10,400
5 £11,300 £10,700
10 £12,800 £11,500
15 £14,500 £12,400
20 £16,400 £13,400
25 £18,600 £14,400

Illustration 2

Investment in PHOENIX SM WITH PROFITS PEN SERIES 3 Fund

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • Ongoing total contributions of £100 per month
Year Before Charges After Charges
1 £11,500 £11,500
3 £14,500 £14,200
5 £17,600 £17,000
10 £25,500 £23,900
15 £33,900 £30,700
20 £43,000 £37,600
25 £52,800 £44,600

For all the above illustrations:

Ongoing Charges
PHOENIX SM WITH PROFITS PEN SERIES 3: 1%

Transaction Costs:
PHOENIX SM WITH PROFITS PEN SERIES 3: 0.0716%

Growth Rates:
Gross Growth Rate: 4.5716%

  • Values are not guaranteed
  • Projected values are shown in today's terms and do not need to be reduced further for the effect of inflation
  • Inflation is assumed to be 2.00% each year
  • Premiums paid remain level - no escalation