Scottish Mutual Growth Pension (Charge Capped)

Illustration 1

Investment in PHOENIX SM GROWTH PENSION (Charge Capped) Fund

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • No ongoing payments
Year Before Charges After Charges
1 £10,200 £10,100
3 £10,800 £10,500
5 £11,300 £10,800
10 £12,900 £11,800
15 £14,700 £12,800
20 £16,700 £13,900
25 £18,900 £15,200

Illustration 2

Investment in PHOENIX SM GROWTH PENSION (Charge Capped) Fund

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • Ongoing total contributions of £100 per month
Year Before Charges After Charges
1 £11,500 £11,500
3 £14,500 £14,300
5 £17,600 £17,100
10 £25,600 £24,300
15 £34,100 £31,500
20 £43,400 £38,800
25 £53,400 £46,400

For all the above illustrations:

Ongoing Charges
PHOENIX SM GROWTH PENSION (Charge Capped): 0.75%

Transaction Costs:
PHOENIX SM GROWTH PENSION (Charge Capped): 0.1411%

Growth Rates:
Gross Growth Rate: 4.6411%

  • Values are not guaranteed
  • Projected values are shown in today's terms and do not need to be reduced further for the effect of inflation
  • Inflation is assumed to be 2.00% each year
  • Premiums paid remain level - no escalation