Scottish Mutual Growth Pension (Charge Capped)
Illustration 1
Investment in PHOENIX SM GROWTH PENSION (Charge Capped) Fund
The typical scheme member for this illustration is based on
- Current age 40
- Starting pension pot of £10,000
- Retirement age 65
- No ongoing payments
Year | Before Charges | After Charges |
---|---|---|
1 | £10,200 | £10,100 |
3 | £10,800 | £10,400 |
5 | £11,300 | £10,700 |
10 | £12,900 | £11,600 |
15 | £14,600 | £12,400 |
20 | £16,600 | £13,400 |
25 | £18,900 | £14,400 |
Illustration 2
Investment in PHOENIX SM GROWTH PENSION (Charge Capped) Fund
The typical scheme member for this illustration is based on
- Current age 40
- Starting pension pot of £10,000
- Retirement age 65
- Ongoing total contributions of £100 per month
Year | Before Charges | After Charges |
---|---|---|
1 | £11,500 | £11,500 |
3 | £14,500 | £14,200 |
5 | £17,600 | £17,000 |
10 | £25,600 | £23,900 |
15 | £34,100 | £30,800 |
20 | £43,300 | £37,700 |
25 | £53,400 | £44,700 |
For all the above illustrations:
Ongoing Charges
PHOENIX SM GROWTH PENSION (Charge Capped): 0.9872%
Transaction Costs:
PHOENIX SM GROWTH PENSION (Charge Capped): 0.1336%
Growth Rates:
Gross Growth Rate: 4.6336%
- Values are not guaranteed
- Projected values are shown in today's terms and do not need to be reduced further for the effect of inflation
- Inflation is assumed to be 2.00% each year
- Premiums paid remain level - no escalation
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Detailed costs & charges, and example fund illustrations
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