Illustration 1

Unitised With Profits Series 1

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • No ongoing payments
Year Before Charges After Charges
1 £10,200 £10,100
3 £10,600 £10,300
5 £11,000 £10,500
10 £12,200 £11,000
15 £13,500 £11,500
20 £14,900 £12,100
25 £16,500 £12,700

Illustration 2

Unitised With Profits Series 1

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • Ongoing total contributions of £100 per month
Year Before Charges After Charges
1 £11,500 £11,400
3 £14,300 £13,900
5 £17,200 £16,500
10 £25,500 £22,600
15 £32,100 £28,600
20 £39,900 £34,500
25 £48,200 £40,200

For all the above illustrations:

Ongoing Charges
Unitised With Profits Series 1: 1%

Transaction Costs:

Unitised With Profits Series 1: 0.0588%

Growth Rates:
Gross Growth Rate: 4.0588%

  • Values are not guaranteed
  • Projected values are shown in today's terms and do not need to be reduced further for the effect of inflation
  • Inflation is assumed to be 2.00% each year
  • Premiums paid remain level - no escalation