Abbey Life Pensions International

Illustration 1

Investment in International Fund

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • No ongoing payments
Year Before Charges After Charges
1 £10,200 £10,000
3 £10,700 £10,200
5 £11,300 £10,300
10 £12,700 £10,700
15 £14,400 £11,100
20 £16,300 £11,500
25 £18,400 £11,900

Illustration 2

Investment in International Fund

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • Ongoing total contributions of £100 per month
Year Before Charges After Charges
1 £11,500 £11,300
3 £14,500 £13,800
5 £17,500 £16,300
10 £25,300 £22,200
15 £33,700 £27,900
20 £42,600 £33,200
25 £52,200 £38,400

For all the above illustrations:

Ongoing Charges
International Fund: 0.9769%

Transaction Costs:
International Fund: 0.013%

Growth Rates:
Gross Growth Rate: 4.513%

  • Values are not guaranteed
  • Projected values are shown in today's terms and do not need to be reduced further for the effect of inflation
  • Inflation is assumed to be 2.00% each year
  • Premiums paid remain level - no escalation

Illustration 3

Investment in International Fund

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • No ongoing payments
Year Before Charges After Charges
1 £10,200 £10,100
3 £10,700 £10,200
5 £11,300 £10,400
10 £12,700 £10,900
15 £14,400 £11,400
20 £16,300 £12,000
25 £18,400 £12,600

Illustration 4

Investment in International Fund

The typical scheme member for this illustration is based on

  • Current age 40
  • Starting pension pot of £10,000
  • Retirement age 65
  • Ongoing total contributions of £100 per month
Year Before Charges After Charges
1 £11,500 £11,400
3 £14,500 £13,900
5 £17,500 £16,400
10 £25,300 £22,600
15 £33,700 £28,500
20 £42,600 £34,200
25 £52,200 £39,800

For all the above illustrations:

Ongoing Charges
International Fund: 0.7769%

Transaction Costs:
International Fund: 0.013%

Growth Rates:
Gross Growth Rate: 4.513%

  • Values are not guaranteed
  • Projected values are shown in today's terms and do not need to be reduced further for the effect of inflation
  • Inflation is assumed to be 2.00% each year
  • Premiums paid remain level - no escalation