Illustration 1
Unitised With Profits Series 1
The typical scheme member for this illustration is based on
- Current age 40
- Starting pension pot of £10,000
- Retirement age 65
- No ongoing payments
| Year | Before Charges | After Charges |
|---|---|---|
| 1 | £10,000 | £9,900 |
| 3 | £10,000 | £9,700 |
| 5 | £10,000 | £9,510 |
| 10 | £10,000 | £9,060 |
| 15 | £10,000 | £8,620 |
| 20 | £10,000 | £8,210 |
| 25 | £10,100 | £7,810 |
Illustration 2
Unitised With Profits Series 1
The typical scheme member for this illustration is based on
- Current age 40
- Starting pension pot of £10,000
- Retirement age 65
- Ongoing total contributions of £100 per month
| Year | Before Charges | After Charges |
|---|---|---|
| 1 | £11,100 | £10,900 |
| 3 | £13,400 | £13,000 |
| 5 | £15,600 | £15,000 |
| 10 | £20,900 | £19,400 |
| 15 | £25,700 | £23,100 |
| 20 | £30,000 | £26,100 |
| 25 | £34,000 | £28,600 |
For all the above illustrations:
Ongoing Charges
Unitised With Profits Series 1: 1%
Transaction Costs:
Unitised With Profits Series 1: 0.0417%
Growth Rates:
Gross Growth Rate: 2.0417%
- Values are not guaranteed
- Projected values are shown in today's terms and do not need to be reduced further for the effect of inflation
- Inflation is assumed to be 2.00% each year
- Premiums paid remain level - no escalation